by Tonya Lockamy | Jun 29, 2026 | Workers' Comp
As an agent or CSR it is very important that you use the correct worker’s compensation class codes when quoting. You can sign up for NCCI’s Scopes Manual and search using keywords. But even with that tool, there are several risks misclassified with the wrong class...
by Tonya Lockamy | Dec 1, 2025 | Workers' Comp
Do’s and Don’ts with WC applications APPLICATION: Always use the ACORD 130, in FL 130-FL. ID: Federal Employer Identification Number (FEIN) is required for all corporations or LLCs. The account is reserved by their FEIN for most carriers. For sole proprietors or...
by Tonya Lockamy | Sep 17, 2025 | Workers' Comp
Whenever you have a commercial client seeking workers’ compensation (WC), this quick review will help you to think like an underwriter, allowing you to obtain quicker responses from underwriters. The most important factor is to remember that WC is all about the...
by Keith Steverson, M.A., Vice President, Omega Insurance Solutions | Nov 4, 2024 | Workers' Comp
Wish you knew more about workers’ compensation (WC)? Omega can help. In this new WC Bullets article, we will discuss common terms related to WC. Manual premium? This is the raw premium of the WC rate times payroll at a per hundred. Once you apply credits, premium...
by Keith Steverson, M.A., Vice President, Omega Insurance Solutions | Jul 1, 2024 | Workers' Comp
As an independent agency, you are tasked with multiple lines of insurance which is sometimes quite the mountain of work and responsibility. With workers’ compensation (WC) being the only line Omega writes, we tend to know the many pitfalls’ agents and CSRs fall into...
by Keith Steverson, M.A., Vice President, Omega Insurance Solutions | May 28, 2024 | Florida, Workers' Comp
In Florida the workers’ compensation (WC) rates are fixed, so there is no benefit in shopping from carrier to carrier as far as base WC rates go. So, how can you provide a more competitive quote in FL? There are a few ways to still be competitive even with fixed...
