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Work Comp Program for Artisan Contractors

Workers' Compensation Program for Artisan Contractors

Minimum # of years prior WC by class and state

ClassesFLGA, PA, VAAL, AR, KY, LA, NC, SC, TN, TXOther Eastern States/MP 10k
Cable Installation0+0+33
Carpentry - Framing3332
Carpentry - Interior/Cabinets0+0+32
Concrete - Flat Work0+0+32
Concrete Construction0+332
Drywall0+3+32
Electrical0+0+02
Flooring (Tile, Carpet, Wood)0+0+02
HVAC0+0+02
Landscaping/Lawn Care0+0+02
Masonry0+332
Painting0+2+2+2
Plumbing0+0+02
Pool Construction0+0+32
Roofing*0+0+0+0+

*Roofing requires current coverage, so the risk can be pre-inspected but no minimum prior requirement.  Roofing also has 15k MP.

Exclusive Workers' Compensation Program for Omega in Florida, Georgia, Pennsylvania & Virginia

Lighter artisan classes even with no prior WC.

Lawn Care, Landscaping, Plumbing, Electrical, Flat Concrete, Pool Construction, Interior Carpentry/Cabinet Installation, HVAC, & Cable Installation (Codes: 0042, 5183, 5188, 5190, 5221, 5223, 5348, 5437, 5478, 5479*, 5537, 7600, 9102)

  • Risk must have a minimum of one full-time employee with reasonable payroll for the industry
  • No prior or lapses are acceptable in most cases
  • We must have a contractor’s supplemental – CLICK HERE
  • Sub % must be low to be eligible
  • No work above 15 feet acceptable
  • Owner must have experience in the industry. Owner resume or work history may be required to bind.
  • Under 5221 be sure the risk does nothing but flat concrete or paver installation work.
  • Under 5437, we are looking for cabinet installers who may do some light interior remodeling, but nothing major.

Send FL WC ACORD and completed supplemental to wc@omega4agents.com for a quote.

*Not available in PA or VA. Other classes listed are available in PA using the PA WC classes.

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Testimonials

"I’d like to express my thanks to you and your team at Omega.   It is because of Omega that our workers’ compensation book of business has doubled over the past few years."

Stephanie K. Smith, ACSR, AIS
Commercial Lines Manager

"Omega has been a longtime partner of our agency providing excellent service and turnaround time.   Omega’s additional markets to our own help us compete with the larger insurance brokers. "

Scott Corkhill AAI
Corkhill Insurance Agency, LLC

Omega is amazing! We got the bind order for a client who needed proof of coverage within hours!! Omega got it done! Just like his tag line says “consider it done”!

Alison Frederick
Legacy Insurance Associates

"Omega Insurance Solutions has assisted our agency with several hard to place clients that would otherwise had to seek coverage elsewhere!"

Dawn Bemis
Lott & Gaylor Insurance

"Your staff is always very responsive on all my policies. Just wanted to let you know you have a good team behind you."

Ian J. Keith
Keith Insurance

"I have been doing this grind for 17 years and I never had an issue get resolved so quickly and smoothly. Many thanks to you and your staff for delivering on what you said you could. It does not go unnoticed. Anything I can not write in house I will be sending to you for first crack.

Thanks again its has been refreshing experience."

Ryan Downie
Account Executive