jockey on horseback

Equine Race Horse Operations

  • Must be in FL, GA, IL, IN, or MI
  • $5,000 minimum premium
  • No W2 employees riding horses
  • If owner has 3 years experience, we can do risks without prior, but we need the owner’s resume
  • The insured is a Thoroughbred operation and has independent exercise riders, the riders must sign a waiver before starting their duties.  Hunter/jumper horses are typically ridden by the horse owner.  If a Thoroughbred operation and the exercise riders are actual employees of the farm and don’t ride for anyone else, we would want the premium to be $100K+.
  • We will need our Equine Supplemental

For this program, we need a

Send the submission to for a quick response.