Equine Race Horse Operations

• Must be in FL, GA, IL, IN, or MI
• $5,000 minimum premium
• No W2 employees riding horses
• If owner has 3 years experience, we can do risks without prior, but we need the owner’s resume
• The insured is a Thoroughbred operation and has independent exercise riders, the riders must sign a waiver before starting their duties.  Hunter/jumper horses are typically ridden by the horse owner.  If a Thoroughbred operation and the exercise riders are actual employees of the farm and don’t ride for anyone else, we would want the premium to be $100K+.
• We will need our Equine Supplemental

For this program, we need a

• WC ACORD 130 (in FL we need the 130-FL).
• Loss runs if they have prior
• Equine Questionnaire

Send the submission to keith@omega4agents.com for a quick response.