Sorry, PEO is all we can offer for this submission.  95% of what we write is regular standalone workers comp, but when we cannot we can offer a PEO solution. 

PLEASE take a quick moment to view our very brief entertaining video that will help you understand how a PEO works.  There is also a version you can show your clients.

 Here’s how a PEO works:  (PEO stands for Professional Employer Organization)

  1. Employees: The employees of the client’s company become employees of the PEO, but only on paper, in actuality the owner still runs things like nothing changed.  The owner is in complete
  2. Payroll Service: The PEO handles the payroll service and also provides them workers comp.  There is an administration fee added on for their services.  Unlike insurance, your client can leave the PEO early without penalty.  Some PEOs require up to a 45 day notice.  Some do not require any notice.  Either way, there is no short-rate penalty applied.
  3. Cost Effective: PEOs are a cost effective way for employers to manage human resources, employee benefits, payroll and workers compensation in an integrated manner.
  4. Benefits: Businesses of all sizes can benefit from working with a PEO, partnering with our professionals in the following ways:
    1. PEOs can include EPLI coverage which covers the most litigated areas at work (sexual harassment, wrongful termination, and discrimination).
    2. Employers Liability is automatically set at 1 Million which provides increased coverage
    3. Co-employment:  This simply means the employer and the PEO contract to share and allocate employer responsibilities and liabilities.  A PEO can assume responsibility for risk management, human resource services, payroll administration and employee benefits administration.  Employers can receive human resource support to assist them with employment law compliance which allows them to focus on “the business of their business.”
    4. Employers gain access to professional human resources administration, quality benefits programs, greater operational efficiencies and a higher level of employee satisfaction and loyalty and they can accomplish this in a cost-effective and highly customer-focused way, without having to hire, train and manage these functions in-house.
  5. To Your Client:  Using a PEO to obtain workers compensation is a good alternative to purchasing your own workers compensation policy. Leasing companies handle your payroll, W-2 forms, unemployment and workers compensation claims.  You will have a much less upfront charge to get stated than with a workers comp policy which will require on average 25% down.  Another advantage is that you will never get audited because you pay as you go for your coverage.

At your service,
Keith Steverson, M.A.
Vice President

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"I’d like to express my thanks to you and your team at Omega.   It is because of Omega that our workers’ compensation book of business has doubled over the past few years."

Stephanie K. Smith, ACSR, AIS
Commercial Lines Manager

"Omega has been a longtime partner of our agency providing excellent service and turnaround time.   Omega’s additional markets to our own help us compete with the larger insurance brokers. "

Scott Corkhill AAI
Corkhill Insurance Agency, LLC

Omega is amazing! We got the bind order for a client who needed proof of coverage within hours!! Omega got it done! Just like his tag line says “consider it done”!

Alison Frederick
Legacy Insurance Associates

"Omega Insurance Solutions has assisted our agency with several hard to place clients that would otherwise had to seek coverage elsewhere!"

Dawn Bemis
Lott & Gaylor Insurance

"Your staff is always very responsive on all my policies. Just wanted to let you know you have a good team behind you."

Ian J. Keith
Keith Insurance

"I have been doing this grind for 17 years and I never had an issue get resolved so quickly and smoothly. Many thanks to you and your staff for delivering on what you said you could. It does not go unnoticed. Anything I can not write in house I will be sending to you for first crack.

Thanks again its has been refreshing experience."

Ryan Downie
Account Executive